Money Coaching services are tailored sessions to your specific budgeting needs and financial circumstances. A personal money coach works closely with you to develop a customized plan that addresses your unique money challenges and goals. With their expertise and support, you'll have the tools and knowledge to make informed financial decisions, create a solid foundation, and achieve your financial aspirations.
"Unleash Your Financial Potential, Transform Your Future"
Start with a Strong Foundation
This coaching service focuses on guiding you through the essential skills of basic budgeting and money management.
What it covers:
It covers topics such as creating a budget, tracking expenses, setting financial goals, and developing a solid foundation for future planning.
Your Results:
Better understanding of your money situation
Make successful changes to your money habits and be able to fix money issues that arise.
Feel confident updating your budget regularly and consistently
Process is simplified and consistent and feels doable
Plan ahead one pay period or one month to feel more in control
Replace uncertainty, fear, and stress with confidence and clarity
Feel hopeful about your financial future
Includes:
3 month coaching program customized to you
60-minute weekly private sessions
Prep work before the first session
Email support during the package duration
Weekly email + text accountabilty
Homework to support your learning
Access to The Centsless Life Community
Building a Financial Roadmap
This coaching program is designed to help you align your financial goals and priorities with a budget that works for you.
We start with the budgeting basics then move on to topics such as prioritizing savings, managing debt, planning for major expenses (e.g., buying a home or starting a business), developing a strategic financial roadmap, and facing personal money challenges.
Includes:
6 month coaching program customized to you
Four 60-minute private sessions the first month
Two 60-minute private sessions each month there after
Prep work before the first session
Unlimited email support during the package duration
Weekly email + text accountability
Homework to support your learning
Access to The Centsless Life Community
2 months free of YNAB (after paid subcription)
Taking Your Financial Skills Beyond the Basics and on to the Next Level
This coaching program is designed for individuals who want it all. You want the basics to build a strong foundation, you want to learn to manage your money and make it work for you, and you want to create financial freedom by empowering yourself to take full control of your financial well-being and accomplish your long term money goals.
Includes:
9 month coaching program customized to you
Four 60-minute private sessions the first month
Two 60-minute private sessions each month there after
Prep work before the first session
Unlimited email support during the package duration
Weekly email + text accountability
Homework to support your learning
Access to The Centsless Life Community
2 months free of YNAB (after paid subscription)
This is for you if you only want to learn to use YNAB® as a budgeting tool, but need help learning the ins and outs and how to utilize it to meet your financial goals.
Includes:
YNAB® only coaching program
60-minute sessions once a week for four weeks
Prep work before the first session
Unlimited email support during the package duration
Weekly email + text accountability
Homework to support your learning
Video Library Access (coming soon)
2 months free of YNAB® (after paid subscription)
Goal Setting and Clarity:
We help you define and articulate your financial goals. We work with you to understand your aspirations, whether it's becoming debt-free, saving for a down payment, starting a business, or planning for retirement. By setting clear, measurable objectives, you can stay focused and motivated on your journey to financial success.
Budgeting and Cash Flow Management:
We assist you in creating a comprehensive budget that aligns with your income, expenses, and financial goals. We help you identify areas where you can save money, reduce unnecessary expenses, and develop healthy spending habits. With our guidance, you'll gain control over your cash flow and have a clear understanding of where your money is going.
Debt Management and Reduction:
If you're burdened by debt, we can provide strategies and techniques to manage and reduce it effectively. We'll work with you to develop a debt repayment plan, tips to negotiate with creditors, and explore options for consolidating or refinancing your debts. With our guidance, you'll gain a roadmap to become debt-free and regain financial freedom.
Savings Strategies:
We help you develop a savings plan that allows you to build an emergency fund and save for future goals by creating sinking funds that align with your future goals. And by optimizing your savings, you can grow your savings over time.
Financial Education and Empowerment:
One of the most valuable aspects of coaching services is the opportunity to learn and gain financial literacy. We will help educate you on essential financial concepts, such as credit scores and retirement planning. We equip you with the knowledge and tools needed to make informed financial decisions independently, empowering you to take control of your financial future.
Accountability and Support:
We serve as your accountability partner throughout your financial journey. We provide ongoing support, motivation, and guidance, helping you stay committed to your goals even when faced with challenges or setbacks. With our guidance, you'll build resilience, develop healthy financial habits, and stay on track towards long-term financial success.
Remember, a personal money coach is not just for those in financial distress. They are here to empower everyone, regardless of their current financial situation, to reach their fullest financial potential. So, whether you're just starting out or looking to enhance your financial skills, a personal money coach is your partner in achieving financial success.
Now, let's embark on this transformative journey together and unlock the door to financial well-being.
Disclaimer:
I am not a financial advisor and do not provide investment advice. I am a YNAB® Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB® software and the YNAB® budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB® to others. I am not an employee of YNAB®, and all non-YNAB® related opinions and recommendations are my own. My views do not reflect the views of YNAB® and its employees or its affiliates.